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No. of Recommendations: 3
Should a person borrow money on a credit card to invest in stock mutual funds?

If not, I have a question about which of my retirement funds I should withdraw money from.

None. Didn't know about the Irish Army but I used the Hotel California for mine.

I am sure someone else went over it but there are an amazing number of unintended consequences when trying to fix overspending by borrowing - usually they involve the IRS. Go for the root cause.

If you continue on this path and the market drops by 20%, then what ? Have you looked at 1987 or 2008 ?
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