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I just finished reading You Have More Than You Think. It opened my eyes to many investment facts. Especially the fact that I could do MUCH better than my current managed IRA account which is invested in a variety of mostly growth mutual funds through a major financial institution. And for '98, as a whole came in well below the S & P 500.

My question is how do I get my money out of my current IRA account and into an account I can self-manage? My concerns are avoiding penalties for early withdrawl. Do discount brokers offer IRA accounts that individuals can transfer into and then self-manage?
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