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I am retired and I have a 403b (like a 401k but for public employees) with ING. I am earning 4% in a fixed account. My money is not insured with anything like FDIC. Is ING on shaky ground? Should I be worried? I could rollover my money into an IRA with TIAA-CREF and earn 3% in a fixed account. Should I? I have heard that TIAA-CREF is much safer than ING, but I don't really know.
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