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Should I take the extra money and invest in maxed out as match 401K or put into MY ROTH IRA... My age is 63..

Generally you want to do it in this order:
1. Put money in the 401K up to the top matching amount.
2. Fill up the Roth
3. Max out the rest of the 401K

Remember, at 63 you have a catch up amount so your Roth limit is $5,000 and your maximum 401K is $15,500 + the $5,000 catch up. So you can stash $25,500 between the two of them.

Paul
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