No. of Recommendations: 0
Should Social Security (and pensions) be considered an asset and factored into a retiree’s investment allocation?

No, they are "guaranteed" income streams. The difference between the annual "guaranteed" income streams and your annual, inflation adjusted expenses defines the annual, inflation adjusted income that must be generated by your investments over your life span.

I have one traditional IRA account that has an allocation of 70% equities and 30% fixed income but my over all my investment accounts the allocation is 90% equities and 10% fixed income. I might be too concerned about coming up short 30 years from now. :-\
Print the post  


The Retirement Investing Board
This is the board for all discussions related to Investing for and during retirement. To keep the board relevant and Foolish to everyone, please avoid making any posts pertaining to political partisanship. Fool on and Retire on!
What was Your Dumbest Investment?
Share it with us -- and learn from others' stories of flubs.
When Life Gives You Lemons
We all have had hardships and made poor decisions. The important thing is how we respond and grow. Read the story of a Fool who started from nothing, and looks to gain everything.
Contact Us
Contact Customer Service and other Fool departments here.
Work for Fools?
Winner of the Washingtonian great places to work, and Glassdoor #1 Company to Work For 2015! Have access to all of TMF's online and email products for FREE, and be paid for your contributions to TMF! Click the link and start your Fool career.