No. of Recommendations: 4
So as a guy new to the board this is deflating. If the vets are saying they are bailing out, does it make sense for a new guy to jump in? If so, then what?

I did see some info on index switching and timing, is that the best that can be done? Depending on returns, I'm 15 to 20 years away from retirement with a decent amount of money in an IRA, a similar amount in a 401k and some available taxable dollar to invest as well. If not MI, can you guys point me in a better direction?
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