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So far as I can tell that hasn't changed. No employer or subsidy involved. I get the same numbers looking today as I did then. Now if it turns out that I somehow earn less money than I expect to in 2014 (my retirement inflows are somewhat lumpy and unpredictable) then I might be eligible for a subsidy.


Quite honestly, I don't think you are going to like what they're sellin' (your plan options) to get that subsidy. Really.

I don't care what they say they cover, where you have to go to get that coverage and by whom is the real knife in the back.

Penny wise pound foollish
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