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No. of Recommendations: 3
So I plan to defer taking SS until age 70, so that she gets the benefit of a much higher payment.

If you predecease your wife, the amount she receives will be based on what you would have received at your full retirement age (currently 66 +2 months), not the amount you receive by deferring until age 70.


AW

https://www.aarp.org/retirement/social-security/questions-an...
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