No. of Recommendations: 0
so I thought he had entered the wrong thread and disregarded what he had said. So now I am a bit confused.

My interpretation was "I had a similar situation with a relative and this was what I was going to recommend, what do other posters think?".

Obviously I was a lot more long-winded in my post, and more definitive about the idea as a recommendation, but I wanted to give credit to spinning for being the first to bring up Vanguard's "All-in-one" products as an idea.

--CH
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