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So I would like to know if anyone has had any experience with filing claims with any homeowner insurance policy and were you satisfied or not?

I have filed two claims over the 20 years I've own this house. One was for damaged hardwood floors from a leaking dishwasher and one was for repair hail damage to the roof. I have State Farm and they were easy to work with.

Many of my neighbors have had their shingles replaced from a hail storm. USAA was the only one I know that would not approve doing the replacement.

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