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I have $14100 in a regular IRA, and plan to do the following:
Put $2K into each of a Dow rp4
Put $1.5K into each of an S&P rp4
The IRA is with Scottsdale, $7.00 per trade.
Will any quarterly dividends be automatically deposited into the account? And if so should they be immediatly be combined with the odd few dollars left over from the orrigional stock purchase, and used to buy another share of one of the eight? Or will that be a wasted $7.00? Does the cash in this kind of account earn any interest?

Since the account is a tax defered IRA,and capital gains are not an issue, does the year and a day guideline still hold fast or would it be worthwile to reevaluate after say six months. Given that the rp4 stocks are not likely to tank or skyrocket, would more frequent reevaluation and redistribution just be a waste of money at $14.00 an adjustment?
(this damned machine wouldn't let me edit the type'Os out of the title.)
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