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So Medicare for me would begin December 1st, since my 65th birthday is in December ----if I sign up in time, which I will.

Does that mean I should cancel my for profit (as intercst would say) individual health insurance plan as of the end of November?

Seattle Pioneer

Yes, you should cancel your individual plan as of the end of November. I called BCBS in very early June and requested that my policy be cancelled at the end of the month. I had set up an automatic payment with my bank and I cancelled that immediately after my June payment was sent. And I sent a payment for my Medicare in late June.

You could cancel by letter, of course. If you mail in payments monthly, you could include a letter requesting termination of the policy at the end of November. I would recommend calling anyway, just in case your letter gets lost in the payments received department.

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