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So part of our ER strategy is to spend a few years letting the portfolio grow while we're not taking so much out, so that if and when we grow up and settle down, we can do so with a greater spending budget.

But what would Jimmy have to say about the growing up and settling down part? For me, one of the nice parts of early retirement (regardless of the style) is reversing the course on some of the growing up and settling down that I have done over the past several decades. Anyway, best of everything on your cruising.

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