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So what would you guess he sinks into equipping it with all the neatest new toys for boaters?

But he said his monthly expenses were $1500. So you think he meant "monthly necessary expenses"?

No, I think he spends less on maintaining his houseboat than he would on maintaining a house & yard. Specifically he does NOT buy expensive new gadgets and toys for boats, to install in his houseboat.

I'm still wondering about the health insurance.

Don't know about that one, but I don't see that the houseboat has much to do with it.
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