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Hey,
The information (which can be overloading to folks like me) is fantastic. You really have a wealth of information and opinions. The bottom line is that the performance of you Rule Maker portfolio currently sucks. Is the mantra "5-years, 5-years"? And then you will be gone with a bunch of neophites trying to make the best of their damaged 401(k)?

What ever you say, to me it still boils down to greed versus fear. There seems to be no logic behind all of the investment hype. Maybe I'll just by some "T-Bills" and not make the million I was hoping to.

Mark
(A currently disappointed investor)
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