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Please tel me why they say to wait until your 65? Is it because you get more? If I take it early will I get less? I was told I didn't have enough quarters in. Can I help it because the last ten years I was in college four of those ten years. I worked 38 years before retired on Veterans Disibility. Does this go towards the quarters? I am below poverty now. Heart Trouble, broken neck, almost died three times, age 54. If I can collect now, how? They said I couldn't. You know THEY know everything.

Harvey Butler, Rev.
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