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I know this isn't an SS board, but I'm posting here because it seems some posters here would know this.

I'm curious what benefits a family gets, if the head of household dies.

Me: 40 years old. I'm the sole earner. Have 'maxed out' SS contributions for 15 years and my latest SS statement claims I'll get $1800/month upon retirement. Also claims my family would get benefits if I died, in that kids would get around $1600/mo EACH until they are 16. Spouse caring for kids would get similar. "Max" benefit $4,200/month. But when you dig into it it's nebulous so I wash hoping someone here knows this.

1.)Say I croak now.

2.)Wife's income would be $140k per year, this is SOLELY thru interest/dividends on nest-egg.

3.)2 kids, let's say age 5.

What benefit, if any, would these family members get?

Thank you for reading.

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