Skip to main content
No. of Recommendations: 2
Some banks you might want to look at:

Directbanking.com:
** Interest Checking paying 4.00%APY
** Free Bill Pay
** No minimum balance requirements or fees
** DO NOT rebate ATM surcharges
** www.directbanking.com

USAccessBank:
** Interest Checking paying 4.00%APY
** Free Bill Pay
** No minimum balance requirements or fees
** DO NOT rebate ATM surcharges
** Free first order of checks
** www.usaccessbank.com

LighthouseBank:
** Interest Checking paying 2.50%APY
** Free Bill Pay
** No minimum balance requirements or fees
** Up to $6.00 in ATM surcharge rebates per month
** All standard Lighthousebank checks are free (not just first order)
** www.lighthousebank.com
NOTE: LighthouseBank will be merging into its parent company, Brookline Savings, so the above terms may not be around after the merger - no news yet.

NetBank:
** Interest Checking paying 2.02%APY
** Free Bill Pay
** No minimum balance requirements or fees
** First order of checks free
** NO ATM surcharge rebates
** www.netbank.com
NOTE: You might want to be careful with NetBank. They recently had a very badly handled acquisition of accounts from the now-defunct CompuBank. You might want to read up on NetBank before deciding.

Another place you might look is Online Banking Report. You can find them at www.onlinebankingreport.com. They list quite a few online-only banks. I believe that the ones I mentioned above are the only ones with no fees or minimum balance requirements, but there are other attractive deals.

There are three banks that are not on the Online Banking Report list:

1. Bank of Internet USA - www.bofi.com
2. USABancshares.com - www.usabancshares.com
3. JustRightBank - www.justrightbank.com

Hope this helps.
Print the post  

Announcements

When Life Gives You Lemons
We all have had hardships and made poor decisions. The important thing is how we respond and grow. Read the story of a Fool who started from nothing, and looks to gain everything.
Contact Us
Contact Customer Service and other Fool departments here.
What was Your Dumbest Investment?
Share it with us -- and learn from others' stories of flubs.
Work for Fools?
Winner of the Washingtonian great places to work, and Glassdoor #1 Company to Work For 2015! Have access to all of TMF's online and email products for FREE, and be paid for your contributions to TMF! Click the link and start your Fool career.