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Some people have written how the process of clearing debt makes their lives better in other areas---like the clear-sighted mindset you develop while you're reclaiming dollars gives you a buff ("buff" = World of Warcraft term for an enhancement to your character's abilities) IRL (in real life). Have you noticed anything like that?

Yes, better appreciation for relationships and things that money can not buy. Right now I am holding to a plan till June and having this on a little bit of auto-pilot has freed up time, freed up energy and given me more confidence to "make-over" other parts of my life. I can not report any break-throughs yet. But, I can report a tremendous increase in hope.

One day I will give World of Warcraft a shot. I think I would like that.

thanks
SD
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