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Somehow, I posted too soon.

The other thing to add is that Tags for both autos are 312 per year.

We do keep track of our grocery spending (this also includes household items, such as TP and cleaners) so at the end of the year I'll be able to determine how much we spend on what.

The AOL is a shared account with 2 other members of my family and this is my year to pay.

Our bring home income is about $4,200, so cash flow at this point is not really an issue.

Give me some ideas and ask as many questions as you like.

Thanks for your help.
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