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Someone on another board mentioned putting their fiance on the mortgage and others brought up tax implications of doing that before being married.


I wouldn't sweat that. I'm not even sure you can "put someone" on the mortgage. But you can change the deed on your house to put it in both of your names. It will make no difference to your taxes either way, it's more of a decision that the two of you will need to make. Some couples prefer to work on a "that's hers, this is his" basis, and others prefer to have everything as ours. That topic is one worthy of discussion long before the wedding day. And as a result of those discussions, you'll know whether you need to change the deed on your house after the wedding day. I wouldn't make any changes before then.

Far more important is to consider that you will be considered married for all of 2006. So when you start your planning for that year, make sure that you combine all of your tax information when you do your tax planning. You'll certainly want to visit your income tax withholding from your jobs early in the year. Putting that off can have some nasty effects, like having to make a large payment with your tax return that includes penalties for not paying in enough. It's much better to consider that and change your withholding early in the year.

--Peter
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