No. of Recommendations: 5
Sorry about that, I can see where this could be confusing.
I am going to open one roth for me (3K) and one for my wife (3K). The third post was talking about one account, I am planning on buying two different funds VTSMX (1.5K) and VEXMX (1.5K) to make the 3K total, for my account. I thought the vanguard site a $10 charge for each fund until 10K is reached, so 1.5K X 7 years = 10.5K ,so my thinking is it will take me 7 years of the $10 fee.

It appears from what you have written than you are planning to put an equal amount of the two funds in each account. Why don't you put $3K of VTSMX in your account and $3K of VEXMX in your wife's account? Diversification does not have to occur on an account by account basis.

Print the post  


The Retirement Investing Board
This is the board for all discussions related to Investing for and during retirement. To keep the board relevant and Foolish to everyone, please avoid making any posts pertaining to political partisanship. Fool on and Retire on!
What was Your Dumbest Investment?
Share it with us -- and learn from others' stories of flubs.
When Life Gives You Lemons
We all have had hardships and made poor decisions. The important thing is how we respond and grow. Read the story of a Fool who started from nothing, and looks to gain everything.
Contact Us
Contact Customer Service and other Fool departments here.
Work for Fools?
Winner of the Washingtonian great places to work, and Glassdoor #1 Company to Work For 2015! Have access to all of TMF's online and email products for FREE, and be paid for your contributions to TMF! Click the link and start your Fool career.