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The decision to start contributing to my employer's 403b about 10 years ago is one of the few
Foolish decisions I've made in my adult life.

I have been watching my retirement account over the past few weeks and have noticed something

We invest through Scudder and I can go to the Scudder web site and see how all their funds are
doing--the S&P 500 is the *only stock fund that is still performing in positive numbers. (*Except
the European fund, which has taken a nose dive over the past few weeks, and I don't expect to see
anything different. If it keeps on diving the way it has been I expect to see major losses there also).

I don't check them to really see how my portfolio is doing--in it for the long run, don't worry about
it, but I wanted to see if the Brothers Gardner were right in their teachings. Well.....................

Hail to the Gardner's. I'm impressed!

(who will post this on LBYM also)
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