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Speaking of 401K plans...

"Second, a plan MAY (but does not have to) permit in-service distributions. If the plan does and the recipient is age 59 1/2 or older, the distribution will be panalty-free. An in-service distribution is an option of the plan, not a right of the participant."

Thanks Pixy. Our plan has this capability. I did not realize it was optional. As the plan changes, as they do continuously around here, this will be a question I will ask.

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