Skip to main content
Message Font: Serif | Sans-Serif
No. of Recommendations: 0
I am 72, and receive SS. I have additional substantial income from a small consulting business. I am married, filing jointly.

My wife is turning 62, and soon will be eligible to receive SS based on her own earnings and SS tax record. We are considering having her start receiving SS when she turns 62, having done the calculations (see )

Our question is this - will the SS restraints on earned income apply to her only, or to both of us? I painfully recall those constraints kicking in when I turned 65 and started receiving SS; now that I am over 70 those contraints affect me no longer, but with her receiving SS will they kick in again?


Print the post  


In accordance with IRS Circular 230, you cannot use the contents of any post on The Motley Fool's message boards to avoid tax-related penalties under the Internal Revenue Code or applicable state or local tax law provisions.
What was Your Dumbest Investment?
Share it with us -- and learn from others' stories of flubs.
When Life Gives You Lemons
We all have had hardships and made poor decisions. The important thing is how we respond and grow. Read the story of a Fool who started from nothing, and looks to gain everything.
Contact Us
Contact Customer Service and other Fool departments here.
Work for Fools?
Winner of the Washingtonian great places to work, and Glassdoor #1 Company to Work For 2015! Have access to all of TMF's online and email products for FREE, and be paid for your contributions to TMF! Click the link and start your Fool career.