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Start by going to "What does it take to invest Foolishly? The 13 Steps":
http://www.fool.com/School/13Steps/13Steps.htm

and then jump over to "Retirement Planning":
http://www.fool.com/Retirement/Retirement.htm

You might also want to read "Dig Yourself Out of Debt":
http://www.fool.com/credit/credit.htm

Don't forget to read the message boards. You will learn a lot by just reading the questions and answers that come in.

26 is a good time to start with planning. 38 is a bit older, but it sure beats many people that do nothing for planning their entire lives. Good luck!

Taylor
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