No. of Recommendations: 2

What's a "cash advance limit"? ... And why would I need one?! ;-)

Seriously though, cash advances come with a huge cost to the card user and a huge risk to the bank. People should only take one in a dire emergency. (Say if you're stranded in a foreign country and need to get cash from an ATM.) And the bank should only lend a reasonable amount to limit its fraud risk, since they can't do a charge-back on a cash advance.

I'd suspect the bank was just trying to limit its fraud exposure. I doubt it has anything to do with you personally.

- Joel
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