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I'd like to 1st thank the "lord of the boards" JBKing for accelerating my learning process by about ten-fold here. My question this time relates to a question he actually answered.

I was thinkin of starting off with 2 IRAS VTMSX and the Total bond market fund, and then later on the REIT fund. My question is that when the IRA is being used, or I believe when I will be 59, how does one go about to reap the dividends from the Vanguard REIT fund for example. Does Vanguad automatically convert it to a taxable fund? Does it remain "tax free" until I die? I hope the answer the question is simple. Thanks
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