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sublime919 wrote:
My employer does not offer a 401k plan can I still get one?

Not unless you change employers 8-(

It's one of my criteria when evaluating a potential new opportunity. No 401(K), then they'd better be paying lots of money and stock options, or I seek greener pastures. I know that's pretty mercenary of me, but there are lots of good jobs with great 401(k) benefits, so exercise your right to be choosy.

What are my retirement options if my employer is a cheap bastard?

1. Quit and find a better employer.
2. Try to convince your employer of the benefits (both to you and him) of a 401(k) plan.
3. Do without, and open an IRA. Do some investigation, there are several options here, especially as you aren't currently covered by an employer's plan.

--DarkOut
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