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Zero stock experience here; I thought this seemed like a good way to start learning and to "test my instincts," as it were, without putting the nest egg on the line (currently, that's DH's job, since he actually does understand the stock market). So the current strategy is looking at the world around us and asking, "Where do I think people will be spending their money?" Food, obviously. Smokes and liquor, the old fallback in times of stress. Gold and other precious metals, the safe haven of the cautious. Medical care.

 We'll see how this strategy pans out, and hopefully as I read more and learn more, I'll become more sophisticated. 

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Sounds like a good start.  Defensive sectors are usually good in a downturn.  Welcome to CAPS and good luck.

Craig 

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