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Sorry about the subject line. I wasn't sure how to phrase this. This is a wacky question, so don't jump all over me with warnings of "I wouldn't do that if I were you." I have a SW airlines Visa card. We charge every single thing that we can and we pay it off every month for the airline miles or "points." We don't care about the interest rate, because we pay it off every month. If we reach a certain amount of points, by the end of this year, we get a companion fare for free on every flight for all of 2018. We fly about 6 or 7 times a year, so getting a free companion ticket is worth my working at it, to get the number of miles we need by the end of this year. So, I have done some calculations, and we will be about 12,000 (dollars) short to get the companion fare for all of 2018. I am trying to think creatively. We will have some work done on our house, by a contractor who does not accept Visa. Normally, we would just write him a check, but if I can figure out a way to pay him with my Visa, I will get enough miles to obtain the companion fare.

I am trying to figure out a way via PayPal, to use my Visa card, and pay the contractor via PayPal, pay the fees (so he doesn't have to pay the fees for doing this). I use PayPal for some online purchases right now, but am right now researching what the fees on both sides would be. If my fees, are less than paying for plane tickets for 6 or 7 flights, then it would pay for me to go to all this trouble.

Can anyone think of another way for me to use my Visa card, to pay a person who does not accept Visa? I had thought about simply getting a cash advance with my Visa, but I don't believe cash advances count toward the accumulation of miles or points with the SW airlines Visa card. Last year, we were about $1000 short of the amount of charges, and we bought ourselves a Home Depot gift card before the end of the year, because we own rent houses and knew we would be buying things at Home Depot throughout the year. That worked well, but we really don't need $12,000 of Home Depot gift cards this year! :-) Thanks for your thoughtful and creative replies!

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