Skip to main content
No. of Recommendations: 0
Sorry about the subject line. I wasn't sure how to phrase this. This is a wacky question, so don't jump all over me with warnings of "I wouldn't do that if I were you." I have a SW airlines Visa card. We charge every single thing that we can and we pay it off every month for the airline miles or "points." We don't care about the interest rate, because we pay it off every month. If we reach a certain amount of points, by the end of this year, we get a companion fare for free on every flight for all of 2018. We fly about 6 or 7 times a year, so getting a free companion ticket is worth my working at it, to get the number of miles we need by the end of this year. So, I have done some calculations, and we will be about 12,000 (dollars) short to get the companion fare for all of 2018. I am trying to think creatively. We will have some work done on our house, by a contractor who does not accept Visa. Normally, we would just write him a check, but if I can figure out a way to pay him with my Visa, I will get enough miles to obtain the companion fare.

I am trying to figure out a way via PayPal, to use my Visa card, and pay the contractor via PayPal, pay the fees (so he doesn't have to pay the fees for doing this). I use PayPal for some online purchases right now, but am right now researching what the fees on both sides would be. If my fees, are less than paying for plane tickets for 6 or 7 flights, then it would pay for me to go to all this trouble.

Can anyone think of another way for me to use my Visa card, to pay a person who does not accept Visa? I had thought about simply getting a cash advance with my Visa, but I don't believe cash advances count toward the accumulation of miles or points with the SW airlines Visa card. Last year, we were about $1000 short of the amount of charges, and we bought ourselves a Home Depot gift card before the end of the year, because we own rent houses and knew we would be buying things at Home Depot throughout the year. That worked well, but we really don't need $12,000 of Home Depot gift cards this year! :-) Thanks for your thoughtful and creative replies!

Print the post  


UGC Disclosure Notice Regarding Credit Card Posts
Community board discussions about credit cards are not provided or commissioned by banks who may have advertising relationships with The Motley Fool. Responses have not been reviewed, approved or otherwise endorsed by the bank advertiser. It is not the bank advertiser's responsibility to ensure all posts and/or questions are answered.
TMF Credit Center
The Motley Fool Credit Center arms you with real tools and simple messages, that will help you in every credit situation.
What was Your Dumbest Investment?
Share it with us -- and learn from others' stories of flubs.
When Life Gives You Lemons
We all have had hardships and made poor decisions. The important thing is how we respond and grow. Read the story of a Fool who started from nothing, and looks to gain everything.
Contact Us
Contact Customer Service and other Fool departments here.
Work for Fools?
Winner of the Washingtonian great places to work, and Glassdoor #1 Company to Work For 2015! Have access to all of TMF's online and email products for FREE, and be paid for your contributions to TMF! Click the link and start your Fool career.