Skip to main content
Message Font: Serif | Sans-Serif
No. of Recommendations: 0
Take 13.5% yearly of, let's say, $70K and invest it in stocks for 35 years. Should suffice.

By my calculations that comes to around $2 million, assuming a 9% investment return. That may sound like a lot, but consider what 35 years of inflation will do, and that by 2040 you may have another 50 or 60 years to live on that $2 million, and it suddenly doesn't sound like very much.

While it's obviously all up to you, I would (and have) get out a spreadsheet and run a bunch of scenarios, including things like a flat stock market (so instead of $2 million, you end up with only $330,750 after 35 years).

Print the post  


In accordance with IRS Circular 230, you cannot use the contents of any post on The Motley Fool's message boards to avoid tax-related penalties under the Internal Revenue Code or applicable state or local tax law provisions.
What was Your Dumbest Investment?
Share it with us -- and learn from others' stories of flubs.
When Life Gives You Lemons
We all have had hardships and made poor decisions. The important thing is how we respond and grow. Read the story of a Fool who started from nothing, and looks to gain everything.
Contact Us
Contact Customer Service and other Fool departments here.
Work for Fools?
Winner of the Washingtonian great places to work, and Glassdoor #1 Company to Work For 2015! Have access to all of TMF's online and email products for FREE, and be paid for your contributions to TMF! Click the link and start your Fool career.