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How do I get that voice in my head to shut up and quit telling me to work just another year...or two...or?

I'm 60, wife is 50.
Our annual expenditures equate to a 3% withdrawal rate on our investment accounts.
My social security earnings (at age 70) would reduce the withdrawal rate to very close to 2%.
I do have young kids, but have already funded their college accounts.
I've got 3 years of cash sitting there, not in the investment accounts.

But that danged voice...
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