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Just make darn sure you're elegible before you start collecting it. A fellow I worked with (retired Firefighter) Followed the advice of an S.S. customer service rep. who said he was elegible for full S.S. benefits. After collecting for quite some time he recieved a nice letter informing him that he was not elegible for full benefits and he would have to repay $24,000 dollars to the S.S. Wouldn't THAT make your day!

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