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I have a TSA wth an insurrance company and have been dollar cost averaging into the annuity for more than 6 years. The contributions are distributed 45% US common stock, 40% in global, international,agressive stock and 10 % in bonds. With a good 15 years before I can take a distribution without penalty, does it make more sense to place 100% of the money into US common stock for the long hall? Is there anyway to transfer this into a retirement acccount using the Fools Four strategy without incurring a penalty? Any suggestions?
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