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For perhaps 20 years now I've been preparing taxes on my Mac; originally using Turbotax, then switching to H&R Block's product about 10 years ago.

The software I used was usually about $40.

I know that H&R Block, Turbo Tax, and TaxAct all offer free online tax prep. (Block charges $9.99 for State taxes.)

I'm interested in opinions comparing these online services with software running on my own Mac.

Free sounds too good to be true. I can imagine a scenario where it asks me if I own a home, or have kids, and then tells me I don't qualify for the free filing.

I don't think my taxes are overly complicated. I do own a home, buy & sell stocks, and have kids and a job. My combined household income is less than $100K/year.

So, go online for free (or $9.99)? Or pay $40 like I've been doing every year for 20 years?
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