No. of Recommendations: 1
Taxes are always deferred until you sell it.

Unless you re-investing dividends, I don't see how you are really deferring anything.

If the portfolio or your regular income is large, then maybe the incremental taxes on the dividends over the years might be high, but all that growth will be taxable at income tax rates rather than capital gains rates in when pulled from an IRA.

If you just did the charitable donations as you go, you would get the tax reduction anyway on the way.

Doesn't make sense to me but I guess if it meets your goals, have at it.
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