Skip to main content
No. of Recommendations: 0

<<I think my basic questions have been answered, thanks.
a) A finacial advisor sends email to Pac Bell near retirees and quotes examples of lump sum payouts. These vary according to a 'percentage rate' which changes quarterly. I had thought the % was derived from an internal return rate for Pac Bell (SBC) When I saw PBGC comments it seemed the % rate might be a general number for all plans.

b) Basic question about taking lump sum versus annuity is already stated as 'Probability you can beat return on Annuity AND you have the principal to draw down if needed'

So final question: Would it make sense to compare Annuity return rate with say very secure govt bonds, in that it should be the least aggressive part of one's portfolio ?>>

Yes, that's a reasonable approach.

Print the post  


The Retirement Investing Board
This is the board for all discussions related to Investing for and during retirement. To keep the board relevant and Foolish to everyone, please avoid making any posts pertaining to political partisanship. Fool on and Retire on!
What was Your Dumbest Investment?
Share it with us -- and learn from others' stories of flubs.
When Life Gives You Lemons
We all have had hardships and made poor decisions. The important thing is how we respond and grow. Read the story of a Fool who started from nothing, and looks to gain everything.
Contact Us
Contact Customer Service and other Fool departments here.
Work for Fools?
Winner of the Washingtonian great places to work, and Glassdoor #1 Company to Work For 2015! Have access to all of TMF's online and email products for FREE, and be paid for your contributions to TMF! Click the link and start your Fool career.