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tele at the dentist... two fillings need to be replaced...old ones and the teeth show problems with them.

Question: Is there a plan in medicare that covers this and if so, is it worth it?


Not really. Basic dental reimbursement will be $400/yr for Medicare Advantage plans in 2020 (2019 was $150). Higher coverage = higher premium (which is close to the higher coverage). $0 premium Advantage plan = $400 reimbursement. $124/mo premium Advantage plan = $2250 dental coverage (= pay almost $1500 higher premium to get $1850 higher dental coverage). Any/all dentists covered--all are deemed in-network, which is nice.

Beware the Medicare web site regarding dental coverage. Their site showed "$0 copay" for many of the Advantage dental coverage plans for 2020. But, if you looked at the individual company sites, the dental coverage was totally different (i.e. not $0 copay). Of course, $0 copay means customers pay $0 and the insurance company picks up the full tab. Hence, an obvious Medicare error.
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tele at the dentist... two fillings need to be replaced...old ones and the teeth show problems with them.

Question: Is there a plan in medicare that covers this and if so, is it worth it?


-=Ajax=-
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No. of Recommendations: 4
tele at the dentist... two fillings need to be replaced...old ones and the teeth show problems with them.

Question: Is there a plan in medicare that covers this and if so, is it worth it?


Not really. Basic dental reimbursement will be $400/yr for Medicare Advantage plans in 2020 (2019 was $150). Higher coverage = higher premium (which is close to the higher coverage). $0 premium Advantage plan = $400 reimbursement. $124/mo premium Advantage plan = $2250 dental coverage (= pay almost $1500 higher premium to get $1850 higher dental coverage). Any/all dentists covered--all are deemed in-network, which is nice.

Beware the Medicare web site regarding dental coverage. Their site showed "$0 copay" for many of the Advantage dental coverage plans for 2020. But, if you looked at the individual company sites, the dental coverage was totally different (i.e. not $0 copay). Of course, $0 copay means customers pay $0 and the insurance company picks up the full tab. Hence, an obvious Medicare error.
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HSAs are not 'use-or-lose' like an FSA. You can retain qualified medical expenses for HSA reimbursement indefinitely.

Medicare advantage plans may offer dental coverage in addition to Medicare required medical coverage. But this will incur an additional premium. Medicare does not cover eye wear, hearing aids or routine dental care.

BruceM
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Bruce: "Medicare does not cover eye wear, hearing aids or routine dental care."

true...but Medicare does cover cataract surgery, a visit to the eye doc for a new prescription, and one set of glasses.

Lots of folks probably using up their company benefits and other expiring plans.....

tele just spent $1500 on new hearing aids. One of last ones gave up the ghost after 6 years.
New ones much better, too.



t.
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