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Thank all!!

"do either of you have employer-sponsored 401(k)s or the equivalent? That's another great place to max out your funds, and particularly a place to make sure you get the full employer match."

ThyPeace-I'm technically a public employee with a defined benefit/defined contribution plan, and 3% of earnings gets "matched" by my employer and invested in the dc portion. It isn't a true match, but more of a gift as I don't have to put anything in to get the 3%.

I also have a 457 that was started years and years ago as well. We had a small amount from each pay check diverted there and now we can try and grow that. Loose goal is to invest $6k/yr into it, bringing annual investing to $20k including the Roths. I'm not sure that pace is sustainable on our current income...I'm really, REALLY bustin' it to earn what we earn.

I've been following the FIRE community lately and trying to get that savings rate up, but find that higher savings rates are VERY much income driven.

If any of this doesn't sound like a good path, I'm open to suggestions. Thank you!
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