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Thank you both! And congrats to you too, cherieswamper!

If I weren't about to quit my job and, most likely, take a pretty significant paycut, I would probably agree with you and pay down more debt. But I have no idea where I'll end up and not only am I job changing in the short term, but I'll be career changing in the next year or so. Actually having it so *low* makes me nervous! I'd like to have it at 4 - 6 months expenses (~$2100/mo in "emergency mode", ~$2600 normally).
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