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I cannot help but think that wendybg and I are not the only boomers who are starting to batten the hatches with reduced spending and increased savings in a country fueled mostly by debt.

Actually as long as you don't have debt yourself or needy family, retiring on pensions and fixed withdrawals is easy. You find out how much you have coming in and spend a bit less than that?

Of course while that works fine for Canucks I'm not sure about the US healthcare expenses.

Good luck and Congrats to both of you.

Tim <retired, don't ask me to do anything I don't want to do>
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