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Thank you Greg - then the question becomes after these considerations when I start withdrawing some of it my thoughts are to place whatever I take out and place in the other parts of the port so that the port will-have 30%in stocks 30%--in treasury money market fund,30% in laddered Cd's,5% in bond funds, and 5% in silver and gold. I am concerned because income from 60% of the port is not generating income and this time BUT it is a safe as I can make it.
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