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Thanks again. :) I actually max the Traditional IRA but unfortunately cannot do the same with the 403b. I created the brokerage account in order to invest a chunk of my savings in various stages of my life, i.e. when I moved here and brought my assets and then whatever I save every month. As I put away more money and also get raises, I will be looking into putting away more in the 403b, always depending on the circumstances.

Great idea about the Fidelity Visa! My regular bank card also gives me money back, but it's a great thing to have a second one as well.
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