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Thanks for all the replies so far, keep them coming please.

Ben, you asked why 5.5%.

Based on what I have saved, I'd need to earn a pre-tax yearly income of 4.0%.

At 5.5%, I minus 1.5% for inflation, and there's my 4%.

(I know the inflaction number is low, but for all sorts of reasons, I'm going with 1%)

So, basically, I'm trying to explore if it's possible to earn 5.5% yearly returns, and keep risk somewhat low.

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