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Thanks for posting, aoeiud WIFE

I admire you for jumping in here. Yes, doing the best for each other and your family is hard work.

What I understand is that the current monthly bills are higher than the assured salary. Glad to hear that you have a good week of cleaning jobs coming up. After setting aside money for taxes on your income, will you be able to put money towards the credit card debt?

I hope you and your husband can work towards goals: balancing expenses with income, building up an emergency fund,and saving for what you want (wii or college expenses or retirement or trips).

Short range ideas:
lower expenses (pay back the debt so the interest payments are lower/ put off some purchases)
sell more books and toys (use the money to pay bills)

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