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Thanks for the advice everyone. As it turned out, I was able to pay it off without dipping into either the Emergency fund or teh credit card due to some bad cusatomer service at the mechanic.

The story is that one of teh mechanics copped a very bad attitude with me on the phone after I asked a simple question, so I asked for the manager and threatened to have my car towed to another mechanic. That kicked them into gear and they agreed to fix my car for $140 as opposed to $400 (parts costs but no labor) because they didn't want to lose my business.

That worked out well (although I'll never bring my car there again).
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