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Thanks for the advice Joel. After some more reading, I'm wondering whether it makes sense to even open a 403(b). My wife is only 26, so I'm thinking it may make more sense for her to open a Roth IRA. Then I'd be able to use Scottrade. I believe we're in the 27% fed. tax bracket but not yet to the point that taking the extra income would put us into the next bracket. This way all that money would be tax-free when she retires.
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