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Thanks for the info! So to harness the power of DCA, how would I change what I'm doing now, which is, as I mentioned, to invest all extra money as soon as I get it.


I puzzled over this quandary myself for a long time. I believe the best thing to do is to invest it as a lump sum, however...

You cannot predict what the market will do. However, late December is often a good time to put money into the market as year-end tax selling completes.

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