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Thanks for the info... the money gets taken out of my paycheck every month as it's supposed to but over the past 3 years they've missed depositing over 900.00 worth of the money that came straight from my paycheck as well as their contributions. Since it's tax season there's not much I can do but wait to see what kind of reparations I'll get interest wise and whatnot.

The reason I said it's potentially disastrous is everything is going straight into an emerging markets fund A. High risk but it happens to have to done pretty well. Correct me if I'm wrong in assuming the potential for downfall on a fund like this.

I'd love to be able to manage what I currently have on my own by rolling the money into a Rollover IRA but I don't want to have the money stuck there and not be able to roll it out after I leave the company. Can you have multiple IRA Rollovers?
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